Flat Branch Mortgage
7-30-2010
Today's Rates
Conventional
30 Year
Fixed
4.625%
4.720% APR
 
4.375%
1 Point Paid 4.550% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.500%
4.629% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
4.125%
4.430% APR
 
3.875%
1 Point Paid 4.180% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.765% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.750%
5.012% APR
 
4.500%
1 Point Paid 4.839% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

Begin Your Loan Process

Begin your loan process by filling out the following form. One of our mortgage bankers will contact you soon about your loan. If you are already working with one of our mortgage bankers and have been asked to fill out a full application, please select your banker on our Mortgage Bankers page.

Are you purchasing or refinancing?
Approximate value of the property?
Your Name:
Your Phone:
Your Email:
Your Zip Code:

What our clients are saying:

"My experience with Flat Branch Mortgage could not have been better. This means a great deal especially buying a home long distance. I felt TOTAL support in the information provided and a prompt response to all my questions. I was kept well informed and I would heartily recommend this company to any prospective buyers!"
Patricia Kome
"Our refinance was very painless and easy. Although there were a few bumps in the road, Shawn went above and beyond to take care of everything as soon as he was made aware of the issue. Overall, we would gladly recommend Shawn Von Talge to others."
Dan Hoover & Kelly Gracie
"Shawn was a wonderful person to work with and was always there and accessible to us whenever we had any questions. It made the process so much easier knowing that we had his help whenever we needed it to explain anything that we were unclear about. I would definitely use Flat Branch again!"
Dawn & Tommy Jones
"My closing was a long one, I signed my contract in August and my closing wasn't until the end of October. Shawn made my home buying process a breeze! He was very quick at responding to any questions I had and I had a lot of them! Overall I was very happy with my experience and I would definitely use Flat Branch again!
Brandi Dean
Sarah was thorough in explaining each step in the home buying process, which placed us at ease as first-time homebuyers. She answered any financial questions we had with confidence and was always reassuring. I would recommend her to any couple looking to purchase their first home.
Amanda Butler
"Shawn Von Talge went above & beyond to help us refinance. We especially appreciate his accessibility & promptness in answering our phone calls. I would recommend Shawn & Flat Branch Mortgage to anyone who is looking for a mortgage broker that looks out for your best interests."
Seth & Andrea Paul
Jim and Sarah made my refinancing experience great! I would recommend Flat Branch Mortgage to anyone looking to finance a home. The entire transaction was very smooth. You guys are great! Thank you so much!!
Shannon Barnes
"Tina (Howard), I just wanted to say thanks again for all of your hard work in helping me buy my first home. I truly believe I couldn't have done it without you by my side. We are very pleased with our home and have already started some big projects. Corey and I crack jokes all the time about "Welcome to homeownership". Thanks again! It was a pleasure and I feel like I picked up a new friend."
Corey and Trisha Wright
"I will recommend Shawn Von Talge to anyone! He returned my phone calls and emails in a matter of minutes. I was a first time home buyer that had no idea how all this worked and he broke it all down to make sense. Thanks again Shawn for all of your help!"
Jill Schlottach
"Thank you for everything. It is always nerve racking working with a new lender. You proved to me that you really care about your clients. I appreciate you always calling to keep me informed. I look forward to working with you again soon!"
Brooke Sydenstricker McCarty Weichert Realtors - First Tier

Quick Resource Guide

General Information About Flat Branch Home Loans

Flat Branch Home Loans offers Mortgages /Home Loans to anyone in Missouri. We have access to numerous investors and offer Conventional, FHA, VA, and USDA programs. Our goal is to help you find the Home Loan that best fits your needs.

Flat Branch Home Loans is one of the most respected lenders in the State of Missouri. We were incorporated in 2005 and have recently made the transition to a Mortgage Banker from a Mortgage Broker. This means we process, underwrite, and fund our own loans. No more nerve racking closings where we are dealing with underwriters out of the state. As a Mortgage Banker we have our own “skin” in the game just like you. We value your business and offer nothing but the best for our clients. This allows us the best opportunity to earn a Client for Life! Give us a chance to beat your BANKS rate today!

Why Use Flat Branch Home Loans

  • Experienced Mortgage Originators
  • High Ethics
  • Competitive Rates
  • Personal Customer Service
  • In House Underwriting
  • Quick Closings
  • USDA, VA, and FHA Specialists
  • Purchase and Refinance Transactions
  • First Time Home Buyers
  • No Money Down Programs
  • We Serve the Entire State of Missouri

    This includes Columbia, Jefferson City, St. Louis, Kansas City, Springfield, and everywhere in betweeen.