About Flat Branch Home Loans
Flat Branch Home Loans is focused providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance.
We hope you find this site educational and useful. Feel free to leave your information or apply online knowing that your mortgage is in good hands. Please contact us via email, telephone, or just drop by. We look forward to earning your business and showing you why Flat Branch Home Loans clients are clients for life.
9-9-2010
Today's Rates
| Conventional 30 Year Fixed |
4.500% | |
| 4.594% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.423% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.375% | |
| 4.504% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
3.875% | |
| 4.037% APR | ||
| 3.750% | ||
| 1 Point Paid | 3.913% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.558% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.591% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
4.625% | |
| 4.885% APR | ||
| 4.375% | ||
| 1 Point Paid | 4.711% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
"Overall Shawn did a very good job. The process as a whole went very smoothly. If we had any questions Shawn did great to answer them and explain the process to us."
Eric and Nicholle Christison
"Flat Branch Mortgage was always ahead of the game. I never had to contact them, they called me. The buying of my house was fast and easy. All I had to do was sign the papers. Keep up the good work!"
Florencio Escamilla
Keep up the good work! Eric Hemmer was extremely easy to get ahold of. Even after hourse he answered all of my emails promptly. Communication and transparency were top notch. We scored a great deal on our mortgage thanks to Eric Hemmer!
Mark Jakubcewicz and Andrea Franklin
" This is my 4th real property transaction I've done and it was the best, you definitely are better than State Farm & Bank of America."
Robert & Virginia Bridges
"Shawn was great to work with, he was up front with what he could do in comparison to other offers I had from different companies. He was constantly letting me know status and would submit request for information by e-mail so we were not playing phone tag. This was my 3rd refinance and it was by far the easiest and had little to know stress involved."
John Selk
"I have enjoyed working with Shawn Von Talge on numerous projects, and transactions. I am very confident in his knowledge and experience. He not only thinks outside the box and provides clients with options, but also knows when a loan simply cannot be done and does not beat around the bush. He always goes the extra mile to ensure a smooth closing without any SURPRISES, and treats our clients honestly and respectively."
Travis Kempf
My experience with Eric was awesome! I had talked to previous lenders and none of them seemed as interested with the loan process getting done as Eric did. Anytime there was a question that my wife or I had, Eric answered it in a timely manner (within an hour of asking). I would definitely recommend Eric with Flat Branch Mortgage to any of my friends and family.
Allen & Bobbi Long
"The whole entire process went smooth. I was very pleased with my Mortgage Banker (Shawn). I would use Flat Branch Home Loans again!"
Ryan Gastineau
Jessica Robertson was absolutely amazing from beginning to end. Thank you so much for everything!
Valerie Partch
"Shawn Von Talge was very helpful, knowledgable, returned phone calls promptly, and kept me up-to-date on everything. If I need something in the future I would not hesitate to call and use him again or refer him to others, thanks!"
Joni Fox
