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| Reverse Mortgages |
| VA Loans |
| FHA Loans |
| City of Columbia Grants |
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Reverse Mortgages
Reverse mortgages are a loan program for individuals aged 62 and older. Using a reverse mortgage, homeowners can tap the equity in your home without making monthly payments. Grindstone United is Flat Branch Mortgage's sister company. It's website features a wealth of information and an exclusive reverse mortgage comparison tool.
Discover reverse mortgages with Grindstone United
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VA Loans
VA Loans are available exclusively for active duty and retired military. Flat Branch Mortgage has on staff VA experts with many years of VA underwriting, processing, and originating experience. Take advantage of your VA benefit today and save money on your home loan.
For more information on VA Loans, visit our Fort Leonard Wood VA Loan partner site
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FHA Loans
Flat Branch Mortgage is one of the few HUD certified, FHA approved mortgage brokers in the State of Missouri. This is a difficult designation to achieve and is given only to strongest institutions that can document a history of stabilitiy.
FHA loans are more important in today's market than ever. They offer high loan to value financing that is insured by the federal government in case of default. The federal insurance allows Flat Branch Mortgage the ability to offer lower interest rates and payments to it's clients.
Please contact a Flat Branch Representative for more information on FHA mortgages.
Term: 30 years
Maximum Amount: $191,000
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City of Columbia Grants
The City of Columbia, Missouri offers up to a $3500 grant to eligible homebuyers purchasing in selected areas of the City. Flat Branch Mortgage has experienced loan originators that can work with the city to help you secure these grant funds.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $2,500. Your actual APR may be different depending upon these factors.
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