Flat Branch Home Loans
Becky Hoover
Scott Batt
Kelle Walters
Jeff Kraft

Loan Products

Flat Branch Home Loans provides a variety of loan products to meet your needs. Please click on any of the following for more information on that particular loan product.

9-9-2010
Today's Rates
Conventional
30 Year
Fixed
4.500%
4.594% APR
 
4.250%
1 Point Paid 4.423% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.375%
4.504% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
3.875%
4.037% APR
 
3.750%
1 Point Paid 3.913% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.625%
4.885% APR
 
4.375%
1 Point Paid 4.711% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"Shawn Von Talge made my refinancing really easy and fast! Thank You!"
Darrell & Norma Sizemore
"Being first time homebuyers, Shawn Von Talge made sure we understood the whole loan process. He coached us each step of the way to make sure we got the things done we needed in order to make everything run smoothly. He was very prompt in getting back to us with any questions we had and made sure to stay in touch when anything new developed with our home purchase. Shawn and his company were absolutely wonderful to work with and we would highly recommend him to anyone. We will definitely be contacting him on our next home purchase!"
Tyler Lorenz and Carrie Berkbuegler
" This is my 4th real property transaction I've done and it was the best, you definitely are better than State Farm & Bank of America."
Robert & Virginia Bridges
"I was very satisfied with all services from Flat Branch. Shawn Von Talge was always thorough, well prepared and prompt. He was very accessible and answered all questions quickly and clearly. He made the process smooth and simple. I would highly recommend Shawn and Flat Branch to anyone."
Elizabeth Burns
"As a First Time Homebuyer I really did not know what to expect in the entire loan process. I was well informed and guided through every step of the way. Eric helped me with documentation and saved me a tremendous amount of time. I really appreciate the service I received from Flat Branch. Thanks!"
Melissa Christie
We are so pleased with Flat Branch Mortgage. This was our first home and the process went really fast and so easy. Eric made sure we understood every piece of the home buying process. We really appreciate the fast and reliable service we received. I would definitely refer them and I will be using them in the future.
Beau & Cortney Wickham
I would use your service again. We have tried to buy a home for 14 years and you made it possible! Thank you Jennifer.
Larry & Jamie Lawrence
"When interest rates began to drop I submitted loan applications to three major institutions hoping to find the best rate possible. Shawn and Flat Branch Mortgage blew the competition out of the water and made my refinance a great experience. I had always been partial to large banks, but after this I will send all of my referrals to Flat Branch Mortgage- care of Shawn VonTalge! Thanks again Shawn."
Erin Daugherty
"Shawn Von Talge & Eric Hemmer are professionals...always courteous, factual, prompt and accessible."
Jeff England
"Our refinance was very painless and easy. Although there were a few bumps in the road, Shawn went above and beyond to take care of everything as soon as he was made aware of the issue. Overall, we would gladly recommend Shawn Von Talge to others."
Dan Hoover & Kelly Gracie